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Mortgage Checklist

 

Mortgage Loan Supporting Documents Checklist

Thank you for choosing Earthmover Credit Union for your mortgage needs.  Please provide copies of the following documents and send them with your completed mortgage application and signed Consumer Authorization.  If you have questions, please contact us at 630-844-4950.  Just ask for the Mortgage Department.

 Application

  • A completed mortgage application
  • A signed Consumer Authorization
  • Copy of Driver’s License(s)

Income Documents

  • Recent pay-stubs covering one month
  • Most recent W2 Form
  • If you are self-employed, receive commission income or own rental property, include most recent two years tax returns with all schedules.

Assets

  • Copies of recent savings and checking bank statements
  • Recent statement of your 401(k) savings plans, IRA’s, CD accounts, investment portfolio, money market accounts.

Subject Property-Refinance

  • Copy of Homeowner’s insurance with the name and phone number of your insurance agent.
  • Copy of most recent tax bill if available
  • Name of institution, account number and phone number of your present mortgage holder(s).

Subject Property-Purchase

  • Copy of sales contract
  • Attorney information

 

 

Earthmover Credit Union NMLS #753847
2195 Baseline Road, Oswego, IL  60543
Office:  (630) 844-4950
Toll Free:  (800) 844-2328
mortgages@earthmovercu.com
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